California Health Insurance Information and News

California Health Insurance Information and News: Sunday, March 13, 2005

Pre-existing Medical Conditions and Health Insurance – what to do?

We often get calls from people with pre-existing medical conditions who are concerned that a California health insurance company will decline to offer them insurance.

This is a legitimate concern. We estimate that California medical insurance companies decline about one-out-of-four or one-out-of-five people who apply for health insurance coverage. (Note: this is our unscientific estimate – please do not accept this as anything more than an educated guess as to the number of people whom the health insurance companies decline to offer coverage.)

If you have a pre-existing medical condition and want to apply for health insurance here is some advice:

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