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Understanding HIPAA

rosebel aragones — Fri, 26 Aug 2011 13:19:26 +0000

The HIPAA Privacy Rule provides federal protections for personal health information held by covered entities and gives patients an array of rights with respect to that information. At the same time, the Privacy Rule is balanced so that it permits the disclosure of personal health information needed for patient care and other important purposes.

The Security Rule specifies a series of administrative, physical, and technical safeguards for covered entities to use to assure the confidentiality, integrity, and availability of electronic protected health information.

The Administrative Simplification provisions of the Health Insurance Portability and Accountability Act of 1996 (HIPAA, Title II) require the Department of Health and Human Services (HHS) to adopt national standards for electronic health care transactions and national identifiers for providers, health plans, and employers. To date, the implementation of HIPAA standards has increased the use of electronic data interchange. Provisions under the Affordable Care Act of 2010 will further these increases and include requirements to adopt:

• operating rules for each of the HIPAA covered transactions
• a unique, standard Health Plan Identifier (HPID)
• a standard and operating rules for electronic funds transfer (EFT) and electronic remittance advice (RA) and claims attachments.

In addition, health plans will be required to certify their compliance. The Act provides for substantial penalties for failures to certify or comply with the new standards and operating rules.

The importance of Dog Insurance in your pet’s life

Samanatha Jones — Tue, 29 Sep 2009 18:25:46 +0000

Dog insurance is quite similar to your health insurance. The premium of these health policies depends mainly on two things- the breed of your dog and the type of insurance chosen by you. If you have more than one dog, then the company reduces the rate of premiums after the first policy. There are several factors, which must be brought into consideration before choosing a particular plan.
If you care about your dog’s health as much as you care about your wallet, then dog insurance is the apt solution to take care of both simultaneously. Buying or choosing the right kind of insurance for your dog can be confusing with so many plans available in the market. So it is better to get hold of the brochure of multiple plans and then compare the rates and features of coverage.
All the aspects including pay-out schedules and benefit limits must be compared and understood before going for a particular dog health plan. The breed of the dog also plays a major role in the deciding of the plan so you must check the breed-specific conditions of each health insurance plan and buy the one, which offers the complete coverage from all the diseases related to your dog’s breed. Last but not the least; make sure to buy dog insurance as early as possible, because the age of your dog really matters.

How much do you know about dog health insurance

Samanatha Jones — Tue, 29 Sep 2009 18:24:43 +0000

To take utmost care of your dog’s health, you can boost up its diet by using dog health supplements. There are ample of products available in the markets, which provide your dog with all those minerals, amino acids, vitamins and proteins, required for maintaining a proper health. They in fact completely fulfill the nutritional requirements of your dog. Next important aspect of your dog’s health is dog insurance.
Before buying dog insurance, you must know the benefits related to it. By getting insurance for your beloved pet you in fact save a lot of bucks. These days’ veterinary expenses have increased incredibly making it very difficult to maintain proper health of your dog. You need to pay for every smallest medication, in case your dog does not have dog insurance. Every activity such as routine checkups, vaccinations, emergency treatments, preventive care and of course treatments, all of them are indeed very expensive and sometimes meeting all the needs can be real challenging for the owner.

Insurance price is going up again

jia zhou — Wed, 29 Jul 2009 02:11:48 +0000

Recession is not a period of charging high price to regular consumers. Because we already facing difficulties on daily life. As an average American, we all need insurance when we get sick. Because of the high cost of medical expenses, without it, we couldn’t handle the bills. Which we might not be able to pay for what we owe to the hospital.

From my work, my supervisor just notifies us that our current insurance gonna raise the price again. I generally didn’t go to annual checkup. But now, I felt so impulsive to check up my body. Since all the money already paid to the insurance company. I felt that I obligated to do so. I hope that those insurance companies don’t our situation. Don’t increase the price of our insurance ever again.

Is your medical records ever really safe?

melyssa lesley — Sat, 11 Jul 2009 11:35:36 +0000

There are so many rules that involve HIPPA. Whether you go to a doctor’s office, a hospital or in the medical facility you are given a HIPPA form that states how your medical records are confidential. Ever sense HIPPA was established. I have always wondered how safe my medical records are. Recently, I watched Michael Jackson’s doctor state the disease that he was diagnosed with on national television.

I have read up on HIPPA and from the information that I have received HIPPA is supposed to be enforced whether you are alive or deceased. If this is a fact how can doctors or any medical staff speak about your medical condition without your consent? Obviously, he could not have given his consent knowing that he is no longer with us. This brings up huge red flags for me.

For someone who has severe medical conditions. I have always wondered what if I went into a doctors office and knew the person behind the front desk or the nurse. And one night, that person is speaking to someone else in a related medical issue comes up with someone they know. Will that person forget for a second that my medical is confidential?

For the most part, I believe HIPPA is a good program that does try to keep your records confidential. Still, as we have seen with the Michael Jackson situation there a kinks that need to be sorted out.

Health Card

suzette atizardo — Sat, 27 Jun 2009 05:26:17 +0000

Its an advantage for everybody to have a health card.Because in case of emergency you can run to the hospital even if you dont have a cash on hand at that time.But it depends what the health card can offer,In my case our company provided us a health card a MAXICARE.With this health card you will just present it when your going to have a check up,or tooth retraction or cleaning,warts removal,if your on going chemo therepy,accidents,annual physcical examination,etc. One thing is that you have to check first all the accredited hospitals and clinic near your place so trhat its easy for you to go in case of emergency.Our health card is diducted to our monthly salary.At first,my co employee reacted on this because the price of the card is so expensive,but the benifits of the health card is very useful because no one knows when your going to use it most specially in case of emergency.No worries,no husstle,just present your health card everytime you’re going to have a check up or something to be midicated.

Health insurance

cedrick Hamel Corral — Tue, 16 Jun 2009 00:53:32 +0000

Governmental health insurance should be everyone’s choice. I believe that those who want health insurance should have the right to receive it from the government. Although i think that they should receive it, they are entitled to pay a premium every single month for this service. Now, with this health insurance benefit they should only be accepted for a free service in a public institution. Otherwise if used in a private one, the people with the governmental health insurance benefit would have to dish out the amount demanded in a private practice. Where as a private insurance holder would have to pay the demanded sum according to their plan with their private insurer. This is mainly my out take on this issue, since i strongly believe everyone is entitled to a good health. Although at the end of the day it is a service and a certain price has to be paid.

The rising cost

bruce lynch — Fri, 05 Jun 2009 00:49:02 +0000

There are some concern and that is every time that someone turns around the insurance want to raise the cost of premiums. Well, anyway when I did have insurance when I was single the cost was so high that I had to drop it cause that every few months they want to raise the the price and and then when you go to the hospital and then a couple of weeks later you would get a bill that is out rageous and that they would tell you that the insurance did not cover it and that now you will have to pay the bill.

HIPAA(GENERAL)

Sethubai Baskaran — Thu, 04 Jun 2009 21:47:36 +0000

Nowadays medical tourism is getting very popular. People with elective surgeries are travelling to India, china for getting treatment. They get very good treatment for half the cost.In addition to it they get few days of sight seeing also.I think President obama shold hurry up and bring a good healthcare plan for all Americans. quickly, so that Americans get treatment here in U.S.A itself.

Medical Billing

christine lynch — Thu, 04 Jun 2009 19:39:28 +0000

Medical Billing is a job that is becoming very popular, as long as there are people living there will be a need for doctors and hospital and in turn a need for someone to handle all of the billing documents. Medical billing can be quit easy once you get used to the typing and using the software and the programs it’s basically a glorified form of data entry.